Terms of Service

Eligibility: You must be at least 13 years old (or 16 in the EEA) to use the Service. By creating an account, you represent that you meet this age requirement and have the legal capacity to enter into these Terms.

Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized access or security breach.

Accurate Information: You agree to provide accurate, current, and complete information during registration and to update such information as necessary to maintain its accuracy.

Account Termination: We reserve the right to suspend or terminate your account if you violate these Terms or engage in fraudulent, abusive, or illegal activity.

Free and Paid Plans: We may offer both free and paid subscription plans. The features available to you depend on your subscription tier.

Pricing: Subscription fees are stated on our website and are subject to change with reasonable notice. Any price changes will not affect your current billing cycle.

Billing: If you subscribe to a paid plan, you authorize us to charge your payment method on a recurring basis according to your selected billing interval (monthly or annual).

Cancellation: You may cancel your subscription at any time through your account settings. Cancellations take effect at the end of the current billing period. No refunds will be provided for partial billing periods.

Refunds: We generally do not provide refunds except as required by law or at our sole discretion. If you believe you are entitled to a refund, please contact our support team.

Our Property: The Service, including all software, designs, text, graphics, logos, and other content (excluding your user data), is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.

Your Data: You retain all ownership rights to the financial data, project information, and other content you submit to the Service ("User Data"). By using the Service, you grant us a limited license to use, store, and process your User Data solely to provide and improve the Service.

License to Use: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service in accordance with these Terms.

Feedback: If you provide us with feedback, suggestions, or ideas about the Service, we may use such feedback without any obligation to you.

No Financial Advice: THE SERVICE PROVIDES FINANCIAL MODELING TOOLS BUT DOES NOT CONSTITUTE FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE. YOU SHOULD CONSULT WITH QUALIFIED PROFESSIONALS BEFORE MAKING ANY FINANCIAL DECISIONS BASED ON INFORMATION FROM THE SERVICE.

As-Is Service: THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

Accuracy: While we strive for accuracy in our calculations, we do not warrant that the Service will be error-free, uninterrupted, or free from bugs. You are responsible for verifying the accuracy of any calculations or projections.

Third-Party Services: The Service may integrate with or link to third-party services. We are not responsible for the availability, accuracy, or content of such third-party services.

To the maximum extent permitted by law, we shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Financial losses resulting from reliance on information from the Service
• Damages arising from unauthorized access to or use of our servers or your data
• Any damages exceeding the amount you paid us in the 12 months preceding the claim

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

By You: You may terminate your account at any time by contacting our support team or through your account settings.

By Us: We may suspend or terminate your access to the Service at any time, with or without cause, with or without notice, including if you violate these Terms. We may also terminate inactive accounts after a period of inactivity.

Effect of Termination: Upon termination, your right to access and use the Service will immediately cease. We may delete your User Data within 30 days of termination unless we are required to retain it for legal purposes. You remain liable for any outstanding fees or obligations incurred prior to termination.

Governing Law: These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.

Informal Resolution: If you have a dispute with us, you agree to first contact us at admin@moore-digital.com and attempt to resolve the dispute informally for at least 30 days before initiating any formal proceeding.

Arbitration: If we cannot resolve a dispute informally, any dispute arising out of or relating to these Terms or the Service shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. The arbitration shall be conducted in Austin, Texas, and judgment on the arbitration award may be entered in any court having jurisdiction.

Class Action Waiver: You agree that any arbitration or proceeding shall be conducted only on an individual basis and not as a class, consolidated, or representative action.

Exception: Either party may seek emergency injunctive or other equitable relief in the state or federal courts located in Travis County, Texas to prevent irreparable harm pending arbitration.

Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service and supersede all prior agreements.

Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

Force Majeure: We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, or internet service provider failures.